Lindsey Acton REALTOR®, SRES® DRE #01849148
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Lindsey Acton REALTOR®, SRES® DRE #01849148
  • Home
  • Probate
  • SRES
  • First-Time Buyer
  • Contact

a dream agent for first-time buyers

Lindsey is a first-time buyer’s dream! She’s dedicated to helping first-time buyers find their dream homes and make the home-buying process as smooth and stress-free as possible.

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first-time buyers

As a first-time buyer, it’s understandable that you may have a lot of questions and concerns about the home buying process and the programs available to you. That’s where Lindsey comes into play. She has years of extensive experience working with first-time buyers and has the knowledge and expertise to help you find the home of your dreams.


Lindsey goes above and beyond for her clients. She starts by understanding your needs and preferences, and then works tirelessly to find properties that match your criteria. In addition, Lindsey scours all available first-time buyer programs to ensure that you get as much assistance as possible to make your home-buying experience a success all around.


Lindsey knows that communication and availability are key, which is why she’s always on-call for you — just ask any of her former clients. She’s always available to answer your questions and address any concerns you may have before, during, and after the process. You’ll never have to worry about being left in the dark with Lindsey because she’s be with you every step of the way.


Don’t let the home buying process overwhelm you. Let an experienced, knowledgeable agent like Lindsey guide you through the process and help you find the home of your dreams. Contact her today to schedule a consultation and start your home-buying journey.

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Frequently Asked Questions

Please reach us at lindseyacton@att.net if you cannot find an answer to your question.

There are a variety of programs available to help first-time homebuyers in California. Some examples include the CalHFA First-Time Homebuyer Programs, the MyHome Assistance Program, and the School Teacher and Employee Assistance Program.


There are also programs that can help first-time buyers save money on their down payment, closing costs, and mortgage payments, to list a few:

 

  • FHA Loans: These loans are backed by the Federal Housing Administration and offer low down payment options (as low as 3.5%) and relaxed credit score requirements.


  • VA Loans: These loans are available to eligible veterans, active-duty military members, and their spouses. VA loans offer no down payment options and have relaxed credit score requirements.


  • USDA Loans: These loans are backed by the United States Department of Agriculture and are designed for homebuyers in rural areas. USDA loans offer no down payment options and competitive interest rates.


  • First-time Homebuyer Assistance Programs: Many states and cities offer programs to help first-time homebuyers with down payment and closing cost assistance. These programs vary by location, so it's important to research what's available in your area.


  • HomeReady and Home Possible Loans: These loans are backed by Fannie Mae and Freddie Mac, respectively, and offer low down payment options (as low as 3%) and flexible credit score requirements.


  • Energy-efficient Mortgages: These mortgages are designed to help homebuyers purchase energy-efficient homes or make energy-efficient upgrades to their homes. This can help reduce monthly utility costs and save money over time. 

The amount of money you need for a down payment will depend on the price of the home and the type of mortgage you choose. However, some programs may offer down payment assistance to help reduce the upfront costs.

To know if you're ready to buy a home, you should consider your financial stability, job security, and lifestyle preferences. Lindsey can help you evaluate your readiness and determine the best course of action, including seeing if you qualify for any first-time buyer programs.

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